Protect Yourself before Disaster Strikes.

GroupOne Insurance’s Protective Services Liability (PSL) program offers a package policy designed for specialty contractors involved but not limited to ‘Protective Services’.
Who is (PSL) intended for?

  • Sales, installation of fire extinguishing and security alarm systems
  • Maintenance and inspections of fire extinguishing and security alarm systems
  • Alarm monitoring stations and telephone answering services
  • Locksmiths
  • Private investigations
  • Security guard Services – Concierge, patrol, alarm response, retail store security, special events

What is Covered:

  • Your actual work (*standard CGLs exclude coverage for “your work”)
  • Failure to respond, or late to response, to an alarm
  • Failure, or neglect, to provide the warranted protection services as agreed
  • Failure, or neglect, to provide warranted monitoring services
  • Bodily injury and broad form property damage


  • Commercial General Liability (Occurrence Form)- Limits up to $5,000,000
  • E&O Standard Inclusion (Sub-limits available up to $250,000)
  • Umbrella Coverage over both CGL and Auto(up to $5,000,000)
  • Property (Broad Form, Replacement Cost, including Sewer Back-up, Flood and Earthquake)
  • Crime (Broad Form Money, Securities & Fidelity
  • Legal Expense Coverage
  • Cyber


  • Minimum Premium starts at $750.00