Houses of Worship & Social Aid Entities

GroupOne is pleased to announce the launch of our new product that specifically caters to the insurance needs of Houses of Worship/ Social Aid Entities. Our comprehensive product covers a wide range of risks including: 

  • Churches
  • Mosques
  • Temples
  • Meditation Centers
  • Food Banks
  • Mission Work
  • Prison Ministries
  • Retreats
  • Soup Kitchens 
  • Thrift Stores

Our policy covers a wide range of risks including property damage, general liability, directors and officers liability, crime coverage and inland marine coverage. 


General Liability

  • $5 million occurrence/$5million aggregate
  • Pastoral professional coverage up to $1 million
  • Abuse and molestation up to $1million 

Directors and officers up to $5 million limit of liability 
Employment practices up to $5 million limit of liability

  • Up to $3 million in non-coastal zones (FUS Grade 1-8)
  • Up to $250,000 in non-coastal (FUS Grade 1-9)
  • 1 million in coastal zones (wind and hall restrictions apply)

Crime coverage up to $100,000 in employee dishonesty coverage 
Inland marine coverage 
certain criminal or civil proceeding defense cost reimbursement coverage available for $50,000/$100,000

We are very proud that our new product is competitive with the products of existing national insurers. 

However some risks may not be eligible for coverage such as schools exposure, international missions with children under the age of 18, faith healing ministries and those located in New Brunswick, Quebec, Nunavut, and Northwest TerritoriesNevertheless, many classes may still be eligible for our Nonprofit Management Liability Product. 

If you have a client with one of the above occupations, please submit the application form provided below at 

If you have any questions or inquiries regarding additional information about the coverage that you are trying to place, please reach out to any one of our amazing underwriters and they will be happy to assist you.